Mortgage brokers are the crucial link between borrowers and lenders. But behind every successful broker is often a powerful support system: a mortgage broker aggregator. In fact, as of March 2024, mortgage brokers facilitated 74.6% of all new residential home loan settlements in Australia, marking the highest share recorded to date, according to the Mortgage & Finance Association of Australia (MFAA).Â
This surge in broker involvement highlights just how critical mortgage broker aggregators are in today’s lending landscape. In 2025, with rising client expectations and tighter regulatory requirements, choosing the right partner from the top 10 mortgage aggregators Australia offers is more important than ever.
Whether you’re a solo broker starting out or running a well-established brokerage, the right aggregator can offer access to a wide lender panel, cutting-edge technology, compliance support, and real-time insights through a mortgage rate aggregator. This blog explores the list of mortgage aggregators in Australia that are standing out in 2025 and what makes them valuable to brokers.
What is a Mortgage Aggregator?
A mortgage broker aggregator acts as an intermediary between lenders and brokers. They offer brokers access to a broad range of loan products through a single platform, along with backend support in compliance, training, CRM systems, and sometimes even lead generation.
Think of them as the tech-savvy, compliance-obsessed, and relationship-driven backbone for brokers. Mortgage aggregators offer much more than access to lenders, they provide vital services like outsourced loan support and broker assistance, enabling brokers to focus on clients while managing the complexities behind the scenes.
How to Choose the Best Aggregator for Mortgage Brokers in 2025
In a saturated market, not every finance broker aggregator is created equal. Brokers today are looking beyond just lender panels. Here’s what they’re considering in 2025:
- Technology stack – Does the aggregator offer seamless CRM, digital document collection, compliance tracking, and integrations with lenders?
- Support and training – Is there real-time help when needed, and are professional development opportunities ongoing?
- Fee structure – Transparent commission splits, minimum volume requirements, and ongoing fees matter.
Culture and community – Some brokers value independence, others want to be part of a supportive network.
Top 10 Mortgage Aggregators Australia Brokers Should Know in 2025
According to a recent industry report by Smart move and Deloitte Access Economics, the mortgage and finance broking industry contributes $4.1 billion annually to the Australian economy and supports over 37,000 jobs. Given the industry’s scale and economic footprint, selecting the best aggregator for mortgage brokers is not only a matter of operational efficiency but also long-term sustainability.
Here’s our curated list of mortgage aggregators in Australia that are leading the way this year:
1. AFG (Australian Finance Group)
One of the largest aggregators, AFG offers a vast lender panel, strong CRM system (Flex), and innovative tools like SMART for marketing automation.
Why brokers choose AFG: Scale, resources, and technology. Ideal for brokers looking to grow rapidly.
2. Connective
Known for its broker-first culture and transparent fee model. Connective’s Mercury Nexus platform has received praise for its functionality.
Why brokers choose Connective: Independence, low-cost model, and excellent support. A go-to for brokers wanting flexibility.
3. Loan Market
With backing from the Ray White Group, Loan Market provides excellent referral networks, compliance support, and a strong digital infrastructure.
Why brokers choose Loan Market: Tight-knit community, strong cross-referral systems, and robust compliance guidance.
4. Finsure
Finsure has a wide lender panel and offers the Infynity platform, a centralised digital solution with CRM and compliance tools.
Why brokers choose Finsure: Strong tech, growing lender panel, and competitive support for new brokers.
5. Mortgage Choice Aggregation
Now part of REA Group, Mortgage Choice is expanding its aggregator services. They offer access to REA’s ecosystem and business coaching.
Why brokers choose Mortgage Choice: Branding power, business mentoring, and cross-industry integration.
6. PLAN Australia
PLAN has been part of the industry for decades and offers access to over 30 lenders, robust software, and compliance tools.
Why brokers choose PLAN: Stability, a wide lender panel, and strong training programs.
7. FAST (Finance & Systems Technology)
A popular finance broker aggregator for commercial and asset finance specialists. FAST delivers on tech and specialised broker support.
Why brokers choose FAST: Expertise in non-residential lending and solid business coaching for high-volume brokers.
8. Vow Financial
Focused on building relationships with brokers and helping them build wealth, Vow offers a wide lender panel and flexible aggregator agreements.
Why brokers choose Vow: Relationship-driven model and flexibility in structuring deals.
9. Outsource Financial
Outsource focuses on broker lifestyle and independence. They’re known for offering great support without heavy branding constraints.
Why brokers choose Outsource: Ideal for brokers who value independence and a boutique-style approach.
10. Specialist Finance Group (SFG)
With a broker-centric philosophy, SFG supports both residential and commercial brokers with solid tech tools and compliance support.
Why brokers choose SFG: Flexibility, support for boutique firms, and good lender access.
Comparison Table: Mortgage Aggregators at a Glance
| Aggregator | Lender Panel | CRM/Tech Platform | Fee Model | Broker Support | Ideal For |
|---|---|---|---|---|---|
| AFG | Extensive | Flex + SMART | Tiered | Strong | Growth-focused brokers |
| Connective | Wide | Mercury Nexus | Flat fee | Excellent | Independent brokers |
| Loan Market | Broad | MyCRM | Competitive | High-touch | Referral-driven brokers |
| Finsure | Growing | Infynity | Transparent | Strong | Tech-focused firms |
| Mortgage Choice | Strong | REA Integrated | Franchised | Excellent | Franchise-minded brokers |
| PLAN Australia | Wide | Podium | Tiered | Established | Experienced brokers |
| FAST | Niche | FLEX | Flexible | Specialised | Commercial/asset finance |
| Vow Financial | Broad | VowNet | Variable | Relationship-based | Flexibility-seeking brokers |
| Outsource Financial | Moderate | Aggregator software | Transparent | Lifestyle-first | Independent, boutique brokers |
| Specialist Finance Group | Balanced | SFG Platform | Flexible | Boutique | Commercial & boutique brokers |
Why Working with a Home Loan Aggregator Matters
Every home loan aggregator brings a different set of benefits to the table. If you’re a broker focused on residential lending, your aggregator can offer insights on competitive rates, lender policies, and tech tools for streamlining your application process.
With the lending environment evolving rapidly, due to interest rate shifts, regulatory pressures, and borrower expectations, an aggregator that can act as a mortgage rate aggregator with real-time tools is a competitive advantage.
Future Trends in Mortgage Aggregation (2025 and Beyond)
Looking ahead, we’re seeing a few key shifts:
- Tech-led decisions:
Brokers are prioritising aggregators offering seamless digital experiences, mobile-compatible CRM, AI-based credit assessment tools, and Digital VOI are becoming the norm.
Beyond lender panels and commission structures, today’s aggregators play a far more active role in operations. Many offer built-in tech, compliance guidance, and even mortgage processing support to help brokers reduce admin time and focus on building client relationships. - Regulatory readiness:
Aggregators that keep brokers compliant and educated on industry changes are more attractive than ever. - Hybrid broker models:
With remote work here to stay, brokers value flexibility in choosing how and when they engage with aggregator services.
Conclusion: Finding the Best Aggregator for Mortgage Brokers
As noted in The Australian, following the 0.25% interest rate cut by the Reserve Bank of Australia, refinancing activity is expected to rise sharply as borrowers seek better deals. In such a fast-moving environment, a responsive and data-backed home loan aggregator is essential for brokers to remain competitive and service-ready.
Choosing the best aggregator for mortgage brokers isn’t about picking the biggest name, it’s about aligning with a group that supports your business style, client base, and growth trajectory.
Take the time to compare platforms, meet with BDMs, and ask about support levels, technology, and exit clauses. Whether you value independence, branding, or specialisation, there’s a partner in the top 10 mortgage aggregators Australia has to offer that fits your vision.
A good mortgage broker aggregator isn’t just a service provider, they’re a partner in your long-term success, it’s a partner that offers training, tech tools, and broker support services that allow you to grow your business without expanding your internal team.
About Aneri Shah
Aneri Shah is the Director at Brokers Support Global (BSG), where she leads operations focusing on back-office support for Australian mortgage brokers. With over 4+ years of experience, Aneri specialises in loan processing, mortgage packaging, serviceability calculations, and post-settlement services.
